BRRRR Cash-Out Refinance and Capital Left In

How much cash a refinance hands back, and how much is still tied up in the deal.

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Example

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No published worked example is on file for this calculation. It is checked against a hand-worked derivation of its method and an independent reference test.

Details, formula, and sources

ScopeNew loan = ARV x refi LTV, cash returned = loan - payoff, capital left = invested - returned; post-refi cash-on-cash = cash flow / capital left (infinite if all recovered). $200K ARV, $140K in, 75% LTV -> $150K out, all capital recovered; $160K in leaves $10K at a 24% return. A screening aid.

Formula or tablenew_loan = ARV x LTV%; cash_returned = new_loan - payoff; capital_left = invested - cash_returned; coc = cash_flow / capital_left (infinite if capital_left <= 0).

Source and editionThe BRRRR cash-out refinance and capital-left-in computation used by real-estate investors, by name.

Free accessThe BRRRR cash-out refinance math (new loan, capital recovered, capital left) is a widely-published real-estate-investing computation.

What governsEstimate. AHJ and licensed professional govern.

API field namesarv_usd, total_invested_usd, refi_ltv_pct, new_loan_usd, cash_returned_usd, capital_left_usd

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