Rent Roll to Effective Gross Income

Vacancy/credit loss, effective gross income (EGI = potential rent x (1 - vacancy% - credit%) + other income), and the loss as a percent of potential. Per the Appraisal Institute income approach; feeds cap rate and DSCR.

Vacancy/credit loss = potential gross rent x (vacancy% + credit%)/100; EGI = potential rent - loss + other income; loss percent = loss / potential x 100.

Appraisal Institute income-approach EGI definition, by name.

Appraisal Institute methodology; the EGI definition is standard practice. Appraiser and lender govern the underwritten figures.

Estimate. Lender governs final underwriting and rate / fee disclosure. Appraiser governs the appraised value. State law and the agency's program guidelines may impose stricter limits than the published thresholds.

Field names used by the API: potential_gross_rent, vacancy_rate_pct, credit_loss_pct, other_income, vacancy_credit_loss, effective_gross_income

• Other income entered as an annual figure, not vacancy-adjustedAppraisal Institute income approach